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Novae provides debt help in partnership with a licensed debt resolutions services platform. Clients on the platform who make all monthly program payments save approximately 40 – 50% of their enrolled debt (average of 43%) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 14%-25% of your enrolled debt. Programs range from 20-48 months. Clients must save at least 25% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 4-7 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. Some programs may be offered through The Law Firm of Higbee & Associates d/b/a Advantage Law. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt resolution companies. To determine the offers you may be eligible for, Novae conducts a “soft credit pull.” This credit pull does not impact your credit score, creditworthiness, or ability to obtain credit from other sources. The soft pull is not a tradeline entry, does not report against your score and will only take a few minutes.
By providing your phone number and submitting the consultation booking form you are consenting to receive phone calls, text messages and recorded messages in the manner described below. By providing my contact information and clicking on the “Schedule Event” button below, I acknowledge, agree, and provide express written consent to share my information with Novae, its affiliates, partners and authorized third parties to deliver calls or text messages to me, including for marketing purposes regarding debt relief or debt consolidation services, using an automatic telephone dialing system or an artificial or pre-recorded voice to the phone number I have provided, even if it is currently listed on any federal, state, local, internal or corporate Do-Not-Call (“DNC”) List.
I understand that I do not have to consent to receive these types of calls or text messages as a condition of purchasing any goods or services. Instead, I may call (770) 881–7545 to continue my application. I also agree to Novae’s Privacy Policy and Terms of Use and to receive important notices and other communications electronically.
